Thinking of joining

Can anyone join the LGPS?
How much will I pay?
Will I have to pay any administration fees?
What benefits will I get?
I only work part time, can I still join the LGPS?
I only have a temporary contract - is it still worth me being in the pension scheme?
What if I change my mind, can I opt out of the LGPS?

Already a member

What about the state pension? Do I get that as well?
Can I transfer my previous pension rights?
How can I trace my previous pension provider?
What happens to my pension if I go part-time?
Can I pay more to increase my pension benefits?
Does my employer pay anything towards my pension?
I’m getting divorced / my civil partnership is being dissolved, how will this affect my pension benefits?
What happens if I die before leaving service?
Who are classed as dependants?

Thinking of leaving

What happens if I leave before retirement age?
Can I have a refund?
Can I transfer my LGPS benefits to my new employer / personal pension?
Can my employer withhold my benefits for any reason?

Thinking of retiring

When can I retire?
Can I retire early?
Can I have a gradual move into retirement?
What happens if my employer retires me on the grounds of redundancy or efficiency?
What happens if I have to retire early due to ill health?
What if I carry on working after age 65?
What will my retirement benefits be?
How much will my pension be?
I work part-time, does this affect how my benefits are calculated?
Can I give up some of my pension to obtain a lump sum?